Chase Ultimate Rewards
Transferable only while you hold a Sapphire card. The Freedom cards on their own earn fixed-value cash back.
Points and deals
Points transfers and deals
Live transfer bonuses with their deadlines, the travel deals we could date and source, and an honest list of the ones we could not stand behind.
Read this first. Transfer bonuses below were reported by multiple independent trackers in the supplied research file. None was verified on a bank's own transfer page, because Amex, Chase, Citi and Capital One all put transfer screens behind a login. Confirm the bonus on your own transfer screen before moving anything. Transfers cannot be reversed.
Live transfer bonuses
Sorted by deadlineScroll sideways to see every column.
| From | To | Bonus | Ratio | Deadline | Notes |
|---|---|---|---|---|---|
| Citi ThankYou | Cathay Pacific Asia Miles | 10% | 1,000 → 1,100 | 14 November 2026, 11:59pm ET | Window ran from 25 October. The ratio holds for Strata Elite, Strata Premier and Prestige cards. Other Citi cards get less. |
| Rove Miles | JetBlue TrueBlue | 20% | 1,000 → 1,200 | 14 November 2026 | Rove is a travel platform rather than a bank. |
| Capital One Miles | Virgin Atlantic Flying Club and Virgin Red | 30% | 1,000 → 1,300 | 20 November 2026, 11:59pm ET | Announced 21 October. Trackers disagree on whether transfers move in increments of 1,000 or 100. |
| Capital One Miles | Air France-KLM Flying Blue | 20% | 1,000 → 1,200 | 30 November 2026 | Appeared 1 November. |
| Chase Ultimate Rewards | British Airways, Iberia and Aer Lingus (Avios) | 30% | 1,000 → 1,300 | 1 December 2026, 11:59pm ET | Started 1 November. Usually instant. Avios pool across household accounts. |
| Chase Ultimate Rewards | IHG One Rewards | 80% | 1,000 → 1,800 | 3 December 2026, 11:59pm ET | The biggest bonus on paper. Sources disagree on whether Chase or IHG applies it. IHG points are generally worth less per point than airline miles, so this suits topping up a specific award rather than speculative transfers. |
| Chase Ultimate Rewards | Wyndham Rewards | 30% | 1,000 → 1,300 | 3 December 2026, 11:59pm ET | Wyndham reportedly posts the bonus within seven days. |
| Amex Membership Rewards | Marriott Bonvoy | 35% | 1,000 → 1,350 | 10 December 2026 | Announced 20 October. Can take up to about 48 hours. One tracker put the effective value at roughly 1.26 cents per Amex point, below that tracker's 2.04 cent average for Amex redemptions. |
Open the Transfer Partner Matrix Value your points
Which cards earn which currency
Amex Membership Rewards
Pooled across your Membership Rewards cards.
Capital One Miles
All three Venture cards earn the same transferable currency.
Citi ThankYou
Transfer ratios on some partners depend on which Citi card you hold.
Wells Fargo Rewards
Wells Fargo has been adding transfer partners. Check the current list before counting on one.
Bank of America Rewards
Value depends heavily on your Preferred Rewards tier rather than on transfer partners.
Travel deals we could date and source
Prices are advertised starting rates. No live availability was checked for sample dates or party sizes, so treat every figure as a starting point rather than a quote.
ActiveCorroborated
Viking Ocean and River Fall Sale
Up to 35% off selected departures across Viking's ocean and river fleets, with a reduced deposit on later sailings.
Ocean examples, per person, cruise only, double occupancy: Iconic Western Mediterranean (8 days) from $2,599, Iberian Explorer (8 days) from $2,299, Mediterranean Odyssey (13 days) from $5,299. River examples from $1,999 per person for Rhine Getaway, Romantic Danube and Danube Waltz, and the 15-day Grand European Tour from $4,999 with air included.
Restrictions: Optional items excluded. About $160 in taxes and fees if you buy air. The $25 deposit applies to April 2027 and later departures of 35 days or fewer. Free air is limited to named itineraries and gateways; air upgrades and bags cost extra.
ActiveSingle source
Vacation Express Cancún all-inclusive from CVG
Six nights all-inclusive from roughly $999 to $1,240 per person on a nonstop charter out of Cincinnati/Northern Kentucky.
Double occupancy. Sunday departures through late December 2026 and into 2027.
Restrictions: Taxes, resort fees and bags may be extra.
ActiveSingle source
American Airlines Vacations MaximizeMiles
5X to 11X AAdvantage miles and Loyalty Points per dollar on flight-plus-hotel packages, bookable from HTS, CRW, SDF and CVG.
Extended from an earlier 30 September deadline. Package taxes and fees are included in the advertised price.
Restrictions: Must be booked on aavacations.com. Travel after 3 July 2026, completed by 30 November 2027.
Ends today or imminentlySingle source
Royal Caribbean BOGO60, Kids Sail Free and Free 3rd and 4th Guest
60% off the second guest's fare, with $0 fares for kids 12 and under and for third and fourth guests on selected sailings of three nights or more.
First guest pays full fare.
Restrictions: Taxes, fees and port charges extra. Blackout dates 19–27 November 2026 and 17 December 2026 to 4 January 2027, plus some Navigator of the Seas dates.
Ends today or imminentlySingle source
Royal Caribbean $800 Savings
Instant savings per stateroom: $125 to $225 inside or oceanview, $200 to $300 balcony, $400 to $800 suite.
Started 30 October. Shorter sailings get the lower figure in each band.
Restrictions: Not combinable with Crown and Anchor discounts. Taxes and fees extra.
ActiveSingle source
Royal Caribbean Flash Deals and Deal Drop Sale
Two short promotional windows running this week. Prices appear on the deals page.
We did not view the prices, so nothing is quoted here.
Restrictions: Not published.
Leads we are not counting as confirmed
These were reported but the terms, dates or pricing were incomplete or contradictory. They are listed so you can chase them yourself, not as deals we stand behind.
- Gate 1 China, Japan and South Korea companion offer Half off a companion, code FSHALFJK. Book by 3 November 2026. Why it is only a lead: Official page was read, but launch dates and final pricing were not established.
- Gate 1 New Year's escorted tours $300 off per person, code HSNYA300. Book by 6 November 2026. Why it is only a lead: Same: pricing not established.
- Gate 1 New Year's independent tours $200 off per person, code HSNYA200. Book by 6 November 2026. Why it is only a lead: Same: pricing not established.
- Gate 1 nine-day Canary Islands $700 off per person, code HSCNY700. Book by 10 November 2026. Why it is only a lead: Gateway and total price not verified.
- Gate 1 eight-day Costa Rica family tour $600 off per person, code HSRCA600. Book by 30 November 2026. Why it is only a lead: Same: pricing not established.
- American Airlines Vacations dollar-off tiers $200 off packages ($4,000 and four-night minimum), and $150 off ski packages ($3,500 and three-night minimum), both reported to 15 November 2026. Why it is only a lead: Sources conflict. One says the dollar-off tiers ended 31 October and were replaced by MaximizeMiles.
- MSC Cruises holiday sailings From $156 for four nights, with kids 17 and under sailing free as third or fourth guest. Book by 5 November 2026. Why it is only a lead: One report, advertised price only.
- Expedia Mexico packages from Charleston Pueblo Bonito Pacifica, Cabo at $1,626 per person (17–21 December); Abasolo ClubHouse, La Paz at $2,342 per person (25 November to 6 December); Hotel Riu Palace Baja California at $1,498 per person (9–14 December). Why it is only a lead: Sample prices for two adults, taxes not included, no deadline attached.
Removed because they expired
Kept visible so you can tell the difference between an offer we never found and one that has simply ended.
- Southwest fare sale (40% off, from $59 one-way) Three different end dates were reported (14, 22 and 29–30 October). Under any of them it has ended.
- Delta Vacations Riu Palace and Riviera Maya Ended 31 October 2026.
- Costco Travel JW Marriott Cancún and Maui Ended 30–31 October 2026.
- American Airlines Vacations 20,000 and 25,000 bonus-mile offers Ended 31 October 2026.
- Qantas and SAS award sales Ended before 2 November 2026.
- Southwest Premier Business 80,000-point offer Ended 26 October 2026.