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Travel Rewards card review

Wells Fargo Autograph Journey® Card

A $95 travel card with strong hotel and airline multipliers and a hotel credit that is easy to trigger.

Open to new applicantsPartly verified

Issuer: Wells FargoLast updated

At a glance

Annual fee$95
Welcome offer60,000 bonus points$4,000 in 3 months
IssuerWells Fargo
Rewards programWells Fargo Rewards
Foreign transaction feeNone

Welcome offer

60,000 bonus points after $4,000 of spending within 3 months.

Shown on Wells Fargo's own card listing page on 2 November 2026.

Earning rates

Earning rates and caps as recorded on November 2, 2026.
RateOnCap or condition
5xHotelsNo cap stated
4xAirlinesNo cap stated
3xOther travel and restaurantsNo cap stated
1xEverything elseNo cap stated

Benefits and credits

  • $50 annual airline credit After $50 or more in airline purchases.
  • No foreign transaction fees
  • Transfer partners Wells Fargo Rewards transfer to a growing list of airline and hotel partners.

Restrictions worth knowing

  • Wells Fargo applies its own application limits, including a waiting period between new Wells Fargo cards.

How to use it well

  • The 5x hotel rate is among the best available on a card at this fee level for direct hotel bookings.
  • Pair with the no-fee Autograph for 3x on the everyday categories the Journey does not cover.

Sources and freshness

What we checked: Fee and welcome offer read from Wells Fargo's own listing page on 2 November 2026. Earning rates and the airline credit were not displayed on that page and are not confirmed here.

  1. Wells Fargo: credit cards — read November 2, 2026

Last updated: November 2, 2026.

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