Credit cards

Hotel credit cards

Co-branded hotel cards. Most earn their fee back through an annual free night certificate, so check what you can actually book with the certificate before you apply.

How to read these listings. Every card shows an availability label and a verification label. Where we could not confirm a figure on a page we could read, the field is left blank rather than filled in from memory. Each review says exactly what was checked and when.

Wells Fargo
Choice Privileges® Mastercard®
Open to new applicants
The no-fee Choice card, with a lower bonus and a much lower spend requirement.
Offer: 40,000 bonus points
Annual fee$0
Wells Fargo
Choice Privileges® Select Mastercard®
Open to new applicants
The paid Choice card. Choice points are worth less than most hotel currencies, but award nights at the cheaper brands can be good value.
Offer: 60,000 bonus points
Annual fee$95
Wells Fargo
One Key+™ Card
Open to new applicants
The paid Expedia card. The $100 anniversary bonus roughly cancels the fee, which makes the rest close to free.
Offer: $350 OneKeyCash
Annual fee$99
Wells Fargo
One Key® Mastercard®
Open to new applicants
The no-fee Expedia card. Worth holding only if you book through Expedia group sites.
Offer: $250 OneKeyCash
Annual fee$0
American Express
Hilton Honors American Express Aspire Card
Open to new applicants
Automatic Hilton Diamond status plus resort and flight credits. If you stay at Hilton resorts even twice a year, the credits do most of the work.
Offer: 200,000 Hilton Honors bonus points
Annual fee$550
American Express
Hilton Honors American Express Card
Open to new applicants
A no-fee Hilton card with respectable earning. Silver status, and no route to a free night after the welcome bonus.
Offer: 70,000 Hilton Honors bonus points plus a Free Night Reward
Annual fee$0
American Express
Hilton Honors American Express Surpass® Card
Open to new applicants
Gold status for $150, with quarterly Hilton credits that cover a good share of the fee.
Offer: 130,000 Hilton Honors bonus points plus a Free Night Reward
Annual fee$150
Chase
IHG One Rewards Premier Credit Card
Open to new applicants
The fourth-night-free benefit on award stays is the quiet winner here, more than the headline bonus.
Offer: 180,000 IHG One Rewards points
Annual fee$150
Chase
IHG One Rewards Premier Select Credit Card
Open to new applicants
IHG's new premium tier, launched October 2026, with the largest current bonus in the family.
Offer: 200,000 IHG One Rewards points
Annual fee$350
American Express
Marriott Bonvoy Bevy™ American Express® Card
Open to new applicants
The Amex mid-tier Marriott card. Sits directly against Chase's Bountiful at the same fee.
Offer: 85,000 Marriott Bonvoy points
Annual fee$250
Chase
Marriott Bonvoy Bold® Credit Card
Open to new applicants
The no-fee Marriott card. Thin benefits, but it keeps a Bonvoy balance alive for nothing.
Offer: 45,000 Marriott Bonvoy points
Annual fee$0
Chase
Marriott Bonvoy Boundless® Credit Card
Open to new applicants
The $95 Marriott card most people end up with. The current bonus is paid in free night certificates rather than points.
Offer: 3 Free Night Awards
Annual fee$95
Chase
Marriott Bonvoy Bountiful® Credit Card
Open to new applicants
Chase's mid-tier Marriott card, and the direct counterpart to the Amex Bevy.
Offer: 85,000 Marriott Bonvoy points
Annual fee$250
American Express
Marriott Bonvoy Brilliant® American Express® Card
Open to new applicants
Platinum Elite status and a free night certificate. Whether it works depends almost entirely on what you can book with that certificate.
Offer: 100,000 Marriott Bonvoy points
Annual fee$650
Chase
World of Hyatt Business Credit Card
Open to new applicants
The business counterpart to the World of Hyatt card. We could not verify its current terms in this build.
Offer: Not verified
Annual feeNot verified
Chase
World of Hyatt Credit Card
Open to new applicants
The free night at a Category 1 to 4 hotel usually clears the fee by itself, and Hyatt award charts are still reasonable value.
Offer: Up to 60,000 bonus points
Annual fee$95
Barclays
Wyndham Rewards Earner® Card
Open to new applicants
The no-fee Wyndham card. Gold status and a two-part welcome bonus worth up to 75,000 points.
Offer: 30,000 points, plus 45,000 more after spending at Hotels by Wyndham
Annual fee$0
Barclays
Wyndham Rewards Earner® Plus Card
Open to new applicants
Diamond status in year one and a free night after five stays. Wyndham points are low-value but award nights are cheap.
Offer: 45,000 points, plus 55,000 more after spending at Hotels by Wyndham
Annual fee$95
Barclays
Wyndham Rewards Earner® Premier Card
Open to new applicants
Wyndham's new premium card. A deep credit stack and a 25% award discount, which is unusual at any fee.
Offer: Up to 120,000 points
Annual fee$395
Barclays
Wyndham Rewards® Earner℠ Business Card
Open to new applicants
The strongest Wyndham earner for business spending, with Diamond status included outright.
Offer: Up to 100,000 points, plus 55,000 more after spending at Hotels by Wyndham
Annual fee$149
Chase
IHG One Rewards Traveler Credit Card
Renamed
Now listed as the IHG One Rewards Credit Card. Same no-fee position in the family.
Offer: 125,000 IHG One Rewards points
Annual fee$0

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