Hotel card review

One Key+™ Card

The paid Expedia card. The $100 anniversary bonus roughly cancels the fee, which makes the rest close to free.

Open to new applicantsPartly verified

Issuer: Wells FargoLast updated November 2, 2026

Status

This card did not appear on the Wells Fargo consumer card listing page we read on 2 November 2026, which showed only the One Key Mastercard. A third-party review dated February 2026 lists it as available with a current offer. Treat availability as likely but unconfirmed, and check the Wells Fargo site before applying.

At a glance

Annual fee$99Reported figure, not confirmed on an issuer page during this build.

Welcome offer$350 OneKeyCash$3,000 in 3 months

IssuerWells Fargo

Rewards programExpedia One Key

Foreign transaction feeNot confirmed

Welcome offer

$350 OneKeyCash after $3,000 of spending within 3 months.

Reported offer. A previous $600 offer expired in December 2025.

Offers vary. Welcome offers on this card can differ by applicant, by referral and by the link you apply through. The figure above is what our source showed on the date given, not a guarantee of what you will be offered.

Earning rates

Earning rates and caps as recorded on November 2, 2026.
Rate	On	Cap or condition
3x	Expedia, Hotels.com, Vrbo, gas, groceries, restaurants and food delivery	No cap stated
2x	Everywhere else	No cap stated

Benefits and credits

One Key Gold status Automatic.
$100 OneKeyCash anniversary bonus Roughly offsets the annual fee.
$120 Global Entry or TSA PreCheck credit Once every four years.
Primary car rental collision cover
Cell phone protection $25 deductible, $1,000 maximum per claim.
Trip insurance Limits and exclusions apply.

Restrictions worth knowing

OneKeyCash is tied to the Expedia group of sites. It is not cash.
Availability was not confirmed on a Wells Fargo page during this build.
Wells Fargo application limits apply.

How to use it well

2x everywhere with primary car rental cover and cell phone protection is a reasonable all-rounder once the anniversary bonus cancels the fee.
Only worth it if you genuinely book through Expedia, Hotels.com or Vrbo. OneKeyCash has no value elsewhere.

Sources and freshness

What we checked: Fee, offer, rates and benefits from Frequent Miler, read 2 November 2026. The card was absent from the Wells Fargo listing page read the same day; that conflict is recorded rather than resolved.

Frequent Miler: Wells Fargo One Key+ review — read November 2, 2026
Wells Fargo: credit cards — read November 2, 2026

Last updated: November 2, 2026.

One Key® Mastercard® — $0, open to new applicants

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