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Hotel card review

One Key® Mastercard®

The no-fee Expedia card. Worth holding only if you book through Expedia group sites.

Open to new applicantsPartly verified

Issuer: Wells FargoLast updated

At a glance

Annual fee$0
Welcome offer$250 OneKeyCash$2,000 in 3 months
IssuerWells Fargo
Rewards programExpedia One Key
Foreign transaction feeNot confirmed

Welcome offer

$250 OneKeyCash after $2,000 of spending within 3 months.

Shown on Wells Fargo's own card listing page on 2 November 2026.

Earning rates

Not verified. We could not confirm this card's earning rates against a page we could read during this build, so none are listed. We would rather leave this blank than print a number we have not checked. The issuer's own product page has the current rates.

Benefits and credits

  • No annual fee

Restrictions worth knowing

  • OneKeyCash can only be spent across Expedia, Hotels.com and Vrbo.
  • Earning rates and benefits were not displayed on the page we read.

How to use it well

  • $250 for $2,000 of spending with no fee is a clean offer if you already book through Expedia group sites.
  • If you book there often, price the One Key+ card: its anniversary bonus roughly cancels its fee.

Sources and freshness

What we checked: Fee and welcome offer read from Wells Fargo's own listing page, 2 November 2026. Earning rates and benefits were not displayed.

  1. Wells Fargo: credit cards — read November 2, 2026

Last updated: November 2, 2026.

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