Citi® / AAdvantage® Executive World Legend Mastercard®
American's premium card: $695 fee with Admirals Club membership for you plus two guests, $500 AA Vacations credit, and a newly added $200 inKind dining credit. Annual fee: $695.
Renamed or replaced. Citi's current page uses the name 'Executive World Legend Mastercard'.
Listed as Citi® / AAdvantage® Executive World Elite Mastercard®.
Per The Points Guy (Oct 21, 2026); Citi's page left the fee blank.
Welcome offer
| Offer | 125,000 miles |
|---|---|
| Spend requirement | $15,000 in purchases |
| Time window | first 5 months |
| Expiration | Page says 'ends soon'; no date stated |
Limited-time, the highest offer The Points Guy has seen on this card.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Eligible American Airlines purchases | 4x | 5x after $150,000 in calendar-year purchases. |
| AAdvantage Hotels and Cars bookings | 12x | |
| Everything else | 1x |
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| American Airlines Vacations | Up to $500/yr | $250 Jan–Jun and $250 Jul–Dec. |
| Lyft | Up to $180/yr | $15 after 3 eligible rides in a month. |
| Avis / Budget prepaid rentals | Up to $120/yr | |
| Inflight and Admirals Club purchases | Up to $100/yr | |
| inKind dining | $200/yr | Added in late Oct 2026; participating inKind restaurants only. |
| Global Entry / TSA PreCheck | Up to $120 | Every 4 years. |
Other benefits
- Admirals Club membership: unlimited visits for you plus up to two guests or immediate family; 100+ Admirals Club and partner lounges.
- First checked bag free on domestic American itineraries for you and up to 8 companions.
- Omni Hotels Champion status (enrollment); 10,000 Loyalty Point bonuses at 50,000, 90,000, 165,000 and 240,000 Loyalty Points.
Restrictions
- Not available if you received a bonus on this card in the past 48 months.
Strategies
How this card relates to others. 'Executive World Elite' on your list is the previous name for this card. Citi's product page now calls it 'Executive World Legend'.
- Admirals Club membership is the main value; if you rarely fly American, the fee is hard to justify.
- Read the inKind credit terms before relying on it; they were reported only days ago.
Compare with: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Citi® / AAdvantage Business™ World Elite Mastercard®, AAdvantage® Aviator® Red World Elite Mastercard®, Delta SkyMiles® Reserve American Express Card. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees and benefits come from Citi's official page where shown. Citi's page left welcome amounts blank, so offers come from dated third-party reports named in the offer note.
- Citi AAdvantage Executive official page
- The Points Guy: Citi AAdvantage current offers (Oct 21, 2026)
Last updated: . Verification status: status confirmed from the sources above.