Credit Card Optimization Tool
Everything on this page runs in your browser, so nothing you enter leaves your device. Welcome offers and credits change; the table shows the date each card was last checked.
Browse every card on our list, filter by category, issuer, fee and availability, and compare up to three cards side by side with every benefit.
Inputs: Our card data (fees, offers, earning rates, credits, perks, restrictions).
Assumptions and limits: Welcome offers and credits change; the table shows the date each card was last checked. It does not rank cards for you. Use the Best Card Finder for a ranking.
Cards and numbers last checked October 27, 2026.
Download a standalone copy of this tool (one HTML file that works offline).