Delta SkyMiles® Reserve American Express Card
Delta's top personal card: $650 fee with Sky Club visits, a companion certificate, Resy, rideshare and Delta Stays credits. Annual fee: $650. Welcome offer: 50,000 miles + two Delta Comfort round-trip certificates after $10,000 in purchases in the first 6 months.
Additional Reserve cards $175 each.
Welcome offer
| Offer | 50,000 miles + two Delta Comfort round-trip certificates |
|---|---|
| Spend requirement | $10,000 in purchases |
| Time window | first 6 months |
| Expiration | Nov 4, 2026 |
Certificates need 21+ days' advance purchase and up to $80 per person in taxes and fees. Reported by The Points Guy (page modified Oct 22, 2026).
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Delta flights and Delta Vacations (direct) | 3x | |
| Everything else | 1x |
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Resy | $240/yr | Up to $20/mo; enrollment required. |
| Rideshare | $120/yr | Up to $10/mo; enrollment required. |
| Delta Stays | $200/yr | Prepaid hotels or rentals via Delta Stays. |
| Amex Venue Collection | Up to $250/yr | 10% back on qualifying concessions; enrollment required. |
| Global Entry / TSA PreCheck | $120 / up to $85 | Every 4 years. |
| In-flight purchases | 20% back | Statement credit. |
Other benefits
- Delta Sky Club: 15 visits per Medallion year; unlimited after $75,000 card spend in a calendar year. Centurion Lounge access when flying Delta.
- Annual Companion Certificate (First, Comfort or Main, U.S. and select nearby regions; taxes and fees $22–$250).
- MQD Headstart of $2,500 and MQD Boost of $1 per $10 spent.
- First and second checked bags free on domestic Delta flights (first free worldwide); Zone 5 boarding.
- Trip cancellation/interruption up to $10,000 per trip; baggage insurance; cell phone protection $800.
Restrictions
- Sky Club guest rules were not stated on Amex's page.
Strategies
- The companion certificate and Sky Club access are the biggest items: price a typical year before paying $650.
- Delta announced 2027 Medallion requirements on Oct 22, 2026; check how MQDs affect your status goal.
Best categories: 3x at delta flights and delta vacations (direct); 1x at everything else.
Compare with: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Citi® / AAdvantage Business™ World Elite Mastercard®, AAdvantage® Aviator® Red World Elite Mastercard®, Delta SkyMiles® Platinum American Express Card. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees, credits and earning rates come from American Express's official page, fetched on Oct 27, 2026. Amex does not publish welcome offers on that page, so any offer shown comes from the dated third-party report named in the offer note.
Last updated: . Verification status: checked against the sources above.