Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
American's entry personal card: first-year fee waived, then $99 (rising to $150 at renewals from Jan 24, 2027), with a free first checked bag for you and four companions. Annual fee: $0 first year, then $99. Welcome offer: 80,000 miles after $3,500 in purchases in the first 4 months.
American announced on Oct 27, 2026 that the fee rises to $150 at renewals starting Jan 24, 2027, with new benefits (Walmart+, $100 inflight credit, insurance). Reported by View from the Wing; confirm with Citi.
Welcome offer
| Offer | 80,000 miles |
|---|---|
| Spend requirement | $3,500 in purchases |
| Time window | first 4 months |
| Expiration | Page says 'ends soon'; no date stated |
Limited-time; matches the card's highest offer per The Points Guy (Oct 21, 2026).
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Eligible American Airlines purchases, restaurants, gas stations | 2x | |
| Everything else | 1x | |
| From Jan 24, 2027: AAdvantage Hotels/Cars 3x; EV charging, streaming, rides and rail 2x | Announced | Per View from the Wing, Oct 27, 2026. |
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Turo | Up to $180/yr | $30 per eligible trip; reported permanent (Frequent Miler, Oct 21, 2026). |
| American flight discount | $125 after $20,000 spend | Rises to $150 from Jan 24, 2027. |
Other benefits
- First checked bag free on domestic American itineraries for you and up to 4 companions; preferred boarding.
- 25% savings on inflight food and beverage (replaced by a $100 annual inflight credit from Jan 24, 2027).
Restrictions
- Not available if you received a bonus on this card in the past 48 months.
Strategies
- If you hold the card, the new Walmart+ benefit is worth about $98 a year only if you already use Walmart+.
Best categories: 2x at eligible american airlines purchases, restaurants, gas stations; 1x at everything else.
Compare with: Citi® / AAdvantage Business™ World Elite Mastercard®, AAdvantage® Aviator® Red World Elite Mastercard®, Delta SkyMiles® Reserve American Express Card, Delta SkyMiles® Platinum American Express Card. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees and benefits come from Citi's official page where shown. Citi's page left welcome amounts blank, so offers come from dated third-party reports named in the offer note.
Last updated: . Verification status: checked against the sources above.