United Gateway℠ Card
A no-annual-fee United card with 2x on gas and transit and 5x on United flights. Annual fee: $0. Welcome offer: 40,000 miles + 10,000 for an authorized user after $1,000 in 3 months in the first 3 months.
Welcome offer
| Offer | 40,000 miles + 10,000 for an authorized user |
|---|---|
| Spend requirement | $1,000 in 3 months |
| Time window | first 3 months |
| Expiration | No end date stated |
Chase's headline shows 'up to 40,000' with 50,000 struck through.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Eligible United flights | 5x total (3x fare + 2x on entire purchase) | |
| Other eligible United purchases | 2x | |
| Gas stations | 2x | |
| Local transit and commuting | 2x | |
| Everything else | 1x |
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Two checked-bag certificates | After $10,000 spend/yr | Each expires 12 months after issue. |
Other benefits
- 25% back on United inflight food, drinks and Wi-Fi.
- At least 10% fewer miles on award flights after $10,000 spend in a calendar year.
- 0% intro APR for 12 months on purchases.
Restrictions
- Checked-bag certificates and award discounts require $10,000 of calendar-year spend.
Strategies
- A good fit if you want United miles with no fee and spend heavily on gas or commuting.
Best categories: 5x total (3x fare + 2x on entire purchase) at eligible united flights; 2x at other eligible united purchases.
Compare with: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Citi® / AAdvantage Business™ World Elite Mastercard®, AAdvantage® Aviator® Red World Elite Mastercard®, Delta SkyMiles® Reserve American Express Card. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees, welcome offers and earning rates come from Chase's official card pages, fetched on Oct 27, 2026.
Last updated: . Verification status: checked against the sources above.