Southwest Rapid Rewards® Premier Credit Card
A mid-tier Southwest card: $149 fee, 6,000 anniversary points, 3x on Southwest and 2x on groceries and restaurants (first $8,000 per year). Annual fee: $149. Welcome offer: 55,000 points after $1,500 in purchases in the first 3 months.
Applied to the first billing statement.
Welcome offer
| Offer | 55,000 points |
|---|---|
| Spend requirement | $1,500 in purchases |
| Time window | first 3 months |
| Expiration | No end date stated |
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Southwest purchases | 3x | |
| Groceries and restaurants | 2x | First $8,000 per anniversary year, then 1x. |
| Lyft (through 12/31/2027) | 3x total | |
| Everything else | 1x |
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Anniversary points | 6,000 points | |
| Annual flight discount code | 15% | Excludes Basic fare. |
| DoorDash DashPass | 12 months | Activate by 12/31/2027. |
| Instacart | $10 monthly credit | Plus 3 months of Instacart+. |
Other benefits
- First checked bag free for you and up to 8 passengers on the same reservation.
- 25% back on inflight drinks and Wi-Fi.
- 10,000 Companion Pass qualifying points boost per calendar year.
- 1,500 tier-qualifying points per $5,000 spent.
Restrictions
- Not available to current Southwest cardmembers or those with a recent bonus.
Strategies
- Compare with Plus: the Premier's extra $50 buys more anniversary points and a higher grocery/restaurant earn.
Best categories: 3x at southwest purchases; 2x at groceries and restaurants.
Compare with: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Citi® / AAdvantage Business™ World Elite Mastercard®, AAdvantage® Aviator® Red World Elite Mastercard®, Delta SkyMiles® Reserve American Express Card. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees, welcome offers and earning rates come from Chase's official card pages, fetched on Oct 27, 2026.
Last updated: . Verification status: checked against the sources above.