Southwest Rapid Rewards® Plus Credit Card
The entry Southwest card: $99 fee, 3,000 anniversary points, 2x on Southwest, gas and groceries. Annual fee: $99. Welcome offer: 50,000 points after $1,000 in purchases in the first 3 months.
Applied to the first billing statement.
Welcome offer
| Offer | 50,000 points |
|---|---|
| Spend requirement | $1,000 in purchases |
| Time window | first 3 months |
| Expiration | No end date stated |
Some existing cardholders and prospects have received a targeted 80,000-point offer by email (see News). Targeted offers vary by person.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Southwest purchases | 2x | |
| Gas stations and groceries | 2x | First $5,000 combined per anniversary year, then 1x. |
| Lyft (through 12/31/2027) | 2x total | |
| Everything else | 1x |
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Anniversary points | 3,000 points | |
| Annual flight discount code | 10% | Excludes Basic fare. |
| DoorDash DashPass | 12 months | Activate by 12/31/2027. |
| Instacart | $10 monthly credit | Plus 3 months of Instacart+. |
Other benefits
- First checked bag free for you and up to 8 passengers on the same reservation (up to $90 round trip).
- 25% back on inflight drinks and Wi-Fi.
- 10,000 Companion Pass qualifying points boost per calendar year.
- Points never expire.
Restrictions
- Not available to current Southwest cardmembers or those who received a bonus in the last 24 months.
Strategies
- If you receive the targeted 80,000-point email, check the terms and the Dec 2, 2026 deadline in our news item.
Best categories: 2x at southwest purchases; 2x at gas stations and groceries.
Compare with: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Citi® / AAdvantage Business™ World Elite Mastercard®, AAdvantage® Aviator® Red World Elite Mastercard®, Delta SkyMiles® Reserve American Express Card. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees, welcome offers and earning rates come from Chase's official card pages, fetched on Oct 27, 2026.
Last updated: . Verification status: checked against the sources above.