Citi Strata Premier® Card
A $95 card with 3x on air travel, restaurants, supermarkets and gas, and 10x on hotels and rentals through Citi Travel. Annual fee: $95. Welcome offer: 60,000 points after $4,000 in purchases in the first 3 months.
Welcome offer
| Offer | 60,000 points |
|---|---|
| Spend requirement | $4,000 in purchases |
| Time window | first 3 months |
| Expiration | No end date stated |
Reported by NerdWallet (Sep 14, 2026). Citi's own page left the amount blank. Rakuten has listed a $150 portal bonus for this card.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Hotels, car rentals and attractions on cititravel.com | 10x | |
| Air travel and other hotels | 3x | |
| Restaurants | 3x | |
| Supermarkets | 3x | |
| Gas stations and EV charging | 3x | |
| Everything else | 1x |
10x on hotels and cars via cititravel.com.
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Annual hotel benefit | $100 | Once per calendar year on a single stay of $500+ (before taxes and fees) booked on cititravel.com. |
Other benefits
- Transfer partners listed by Citi include American Airlines, JetBlue, Virgin Atlantic, Cathay, EVA, Choice and Leading Hotels of the World; ratios vary by card and some are below 1:1.
- Trip cancellation/interruption, trip delay, lost luggage and rental car coverage.
Restrictions
- Not available if you currently have or previously had a Strata Premier or Citi Premier account.
Strategies
- Check the ratio before transferring: Citi's ratios differ by partner and card.
Best categories: 10x at hotels, car rentals and attractions on cititravel.com; 3x at air travel and other hotels.
Transfers: Citi ThankYou Rewards can move to 21 airline and hotel partners. Ratios and timing are in our Transfer Partner Matrix and on the Points Transfers and Deals page.
Compare with: The Platinum Card® from American Express, American Express® Gold Card, Capital One Venture X Rewards, Capital One Venture Rewards. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees and benefits come from Citi's official page where shown. Citi's page left welcome amounts blank, so offers come from dated third-party reports named in the offer note.
Last updated: . Verification status: checked against the sources above.