Capital One Venture Rewards
A $95 travel card that earns a flat 2x on everything and transfers to Capital One's airline and hotel partners. Annual fee: $95. Welcome offer: 75,000 miles + $300 Capital One Travel Stays credit after $4,000 in purchases in the first 3 months.
Welcome offer
| Offer | 75,000 miles + $300 Capital One Travel Stays credit |
|---|---|
| Spend requirement | $4,000 in purchases |
| Time window | first 3 months |
| Expiration | Labeled limited-time; no date stated |
Not eligible if you received a Venture or Venture X bonus in the past 48 months.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Hotels, vacation rentals and rental cars via Capital One Travel | 5x | |
| Capital One Entertainment tickets | 5x | |
| Everything else | 2x |
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Global Entry / TSA PreCheck | Up to $120 | Once per account every 4 years. |
| Lifestyle Collection stay credit | $50 | Per stay. |
| Welcome Stays credit | $300 | Within the first year. |
Other benefits
- Transfers to 15+ partners.
- Travel accident insurance; auto rental collision damage waiver; extended warranty.
Restrictions
- No lounge access listed.
Strategies
- If you do not use the credits and lounge access of Venture X, the $95 Venture is the cheaper way to earn a flat 2x.
Best categories: 5x at hotels, vacation rentals and rental cars via capital one travel; 5x at capital one entertainment tickets.
Transfers: Capital One Miles can move to 22 airline and hotel partners. Ratios and timing are in our Transfer Partner Matrix and on the Points Transfers and Deals page.
Compare with: The Platinum Card® from American Express, American Express® Gold Card, Capital One Venture X Rewards, VentureOne Rewards from Capital One. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees and earning rates come from Capital One's official page, fetched on Oct 27, 2026. Where Capital One's page left the bonus blank, the offer comes from the dated third-party report named in the offer note.
Last updated: . Verification status: checked against the sources above.