Citi Custom Cash® Card
A no-fee card with 5% back on your top eligible category each billing cycle, now closed to new applicants. Annual fee: $0. Status: closed to new applicants.
Closed to new applicants. Citi stopped accepting new applications on May 28, 2026. Existing cardholders can keep using it.
Welcome offer
No welcome offer is available for this card.
Closed to new applications May 28, 2026.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Top eligible category each billing cycle (up to $500) | 5% | Eligible: groceries, restaurants, gas, streaming, drugstores, home improvement, fitness clubs, select travel, select transit, live entertainment. |
| Everything else | 1% |
Benefits and credits
Other benefits
- Existing cardholders are not affected, per a Citi spokesperson quoted by NerdWallet.
Restrictions
- Closed to new applications.
Strategies
- If you already hold it, the cap resets each billing cycle, not on a calendar month.
Compare with: Chase Freedom Unlimited®, Chase Freedom Flex®, Citi Double Cash® Card, Blue Cash Preferred® Card from American Express. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees and benefits come from Citi's official page where shown. Citi's page left welcome amounts blank, so offers come from dated third-party reports named in the offer note.
Last updated: . Verification status: status confirmed from the sources above.