Chase Freedom Unlimited®
A no-fee card that earns 1.5% on everything with 3% on dining and drugstores and 5% on Chase Travel. Annual fee: $0. Welcome offer: $200 cash back after $500 in purchases in the first 3 months.
Welcome offer
| Offer | $200 cash back |
|---|---|
| Spend requirement | $500 in purchases |
| Time window | first 3 months |
| Expiration | No end date stated |
Intro APR 0% for 15 months on purchases and balance transfers; balance transfer fee applies.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Travel via Chase Travel | 5% | |
| Dining (incl. takeout and eligible delivery) | 3% | |
| Drugstores | 3% | |
| Lyft rides | 2% | Through 09/30/2027. |
| Everything else | 1.5% |
Chase Travel earns 5%.
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| DashPass | 6 months | Activate by 12/31/2029. |
| DoorDash non-restaurant promo | Up to $10/qtr | Through 12/31/2029. |
Other benefits
- Purchase protection 120 days up to $500 per item; extended warranty adds one year; trip cancellation up to $1,500 per traveler ($6,000 per trip); secondary rental coverage in the U.S.
- Cash back does not expire while the account is open.
Restrictions
- Not available to current cardmembers or those who received this bonus in the past 24 months.
Strategies
- The 1.5% base is a solid default for spending that earns no bonus elsewhere.
Best categories: 5% at travel via chase travel; 3% at dining (incl. takeout and eligible delivery).
Compare with: Chase Freedom Flex®, Citi Double Cash® Card, Blue Cash Preferred® Card from American Express, Blue Cash Everyday® Card from American Express. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees, welcome offers and earning rates come from Chase's official card pages, fetched on Oct 27, 2026.
Last updated: . Verification status: checked against the sources above.