Capital One Quicksilver Cash Rewards
A no-fee flat 1.5% cash-back card. Annual fee: $0. Welcome offer: $200 cash bonus after $500 in purchases in the first 3 months.
Welcome offer
| Offer | $200 cash bonus |
|---|---|
| Spend requirement | $500 in purchases |
| Time window | first 3 months |
| Expiration | No end date stated |
0% intro APR for 15 months on purchases and balance transfers.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Hotels, vacation rentals, rental cars via Capital One Travel | 5% | |
| Capital One Entertainment | 5% | |
| Everything else | 1.5% |
Benefits and credits
Other benefits
- Hertz Five Star status; extended warranty; travel accident insurance.
Restrictions
No special restrictions beyond the issuer's standard approval and bonus-eligibility rules.
Strategies
- A 2% card (Citi Double Cash, Wells Fargo Active Cash) will beat 1.5% on everyday spending.
Best categories: 5% at hotels, vacation rentals, rental cars via capital one travel; 5% at capital one entertainment.
Compare with: Chase Freedom Unlimited®, Chase Freedom Flex®, Citi Double Cash® Card, Blue Cash Preferred® Card from American Express. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees and earning rates come from Capital One's official page, fetched on Oct 27, 2026. Where Capital One's page left the bonus blank, the offer comes from the dated third-party report named in the offer note.
Last updated: . Verification status: checked against the sources above.