Bank of America® Premium Rewards® Credit Card
A $95 travel and dining card with up to 75% more points for Preferred Rewards members. Annual fee: $95. Welcome offer: 60,000 points after $4,000 in the first 90 days.
Welcome offer
| Offer | 60,000 points |
|---|---|
| Spend requirement | $4,000 |
| Time window | first 90 days |
| Expiration | No end date stated |
Reported by NerdWallet (Oct 1, 2026).
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Travel and dining | 2x | |
| Everything else | 1.5x |
Preferred Rewards members earn up to 75% more.
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Airline incidental credit | Up to $100/yr | |
| Global Entry / TSA PreCheck | Up to $100 | Every 4 years. |
Other benefits
- Preferred Rewards members get a 25% to 75% points bonus depending on tier (10% starts at Gold per BofA's Preferred Rewards program).
Restrictions
No special restrictions beyond the issuer's standard approval and bonus-eligibility rules.
Strategies
Best categories: 2x at travel and dining; 1.5x at everything else.
Compare with: The Platinum Card® from American Express, American Express® Gold Card, Capital One Venture X Rewards, Capital One Venture Rewards. Or try the Best Card Finder with your own spending.
Sources and freshness
BofA's page partly unavailable; NerdWallet used.
Last updated: . Verification status: checked against the sources above.