Airline card review
Southwest Rapid Rewards® Premier Credit Card
The middle Southwest card. Same Companion Pass math, smaller fee, smaller bonus.
Open to new applicantsVerified on issuer pages
At a glance
Annual fee$149Charged on the first billing statement.
Welcome offer85,000 bonus points$2,000 in 3 months
IssuerChase
Rewards programSouthwest Rapid Rewards
Foreign transaction feeNone
Welcome offer
85,000 bonus points after $2,000 of spending within 3 months.
Chase labels this a limited-time offer with no published end date.
Offers vary. Welcome offers on this card can differ by applicant, by referral and by the link you apply through. The figure above is what our source showed on the date given, not a guarantee of what you will be offered.
Earning rates
Not verified. We could not confirm this card's earning rates against a page we could read during this build, so none are listed. We would rather leave this blank than print a number we have not checked. The issuer's own product page has the current rates.
Benefits and credits
No benefits are listed here because we could not verify them during this build.
Restrictions worth knowing
- Chase 5/24 applies.
- Southwest's 24-month bonus restriction applies across the personal Southwest cards.
How to use it well
- At $2,000 in spend for 85,000 points, this is the easiest of the three to clear if you are chasing Companion Pass qualifying points.
- Compare the Priority's extra benefits against the $80 difference in fee before deciding.
Sources and freshness
What we checked: Fee and welcome offer confirmed on Chase's own Southwest card page, 2 November 2026. Earning rates not displayed.
- Chase: Southwest credit cards — read November 2, 2026
Last updated: November 2, 2026.
Other Southwest cards
- Southwest Rapid Rewards® Priority Credit Card — $229, open to new applicants
- Southwest Rapid Rewards® Plus Credit Card — $99, open to new applicants