Airline card review
Southwest Rapid Rewards® Plus Credit Card
The cheapest route into the Southwest card family, and the most widely reported bonus of the three.
Open to new applicantsVerified on issuer pages
At a glance
Annual fee$99Charged on the first billing statement.
Welcome offer80,000 bonus points$1,000 in 3 months
IssuerChase
Rewards programSouthwest Rapid Rewards
Foreign transaction feeNot confirmed
Welcome offer
80,000 bonus points after $1,000 of spending within 3 months.
Chase labels this a limited-time offer with no published end date. Reports put the Companion Pass application cut-off at 2 December 2026.
Offers vary. Welcome offers on this card can differ by applicant, by referral and by the link you apply through. The figure above is what our source showed on the date given, not a guarantee of what you will be offered.
Earning rates
Not verified. We could not confirm this card's earning rates against a page we could read during this build, so none are listed. We would rather leave this blank than print a number we have not checked. The issuer's own product page has the current rates.
Benefits and credits
No benefits are listed here because we could not verify them during this build.
Restrictions worth knowing
- Chase 5/24 applies.
- Southwest's 24-month bonus restriction applies.
How to use it well
- 80,000 points for $1,000 of spending is the lowest-effort bonus in the Southwest line-up.
- If Companion Pass is the goal, the limiting factor is usually the 24-month rule, not the spend.
Sources and freshness
What we checked: Fee and welcome offer confirmed on Chase's own Southwest card page, 2 November 2026. Earning rates not displayed.
- Chase: Southwest credit cards — read November 2, 2026
Last updated: November 2, 2026.
Other Southwest cards
- Southwest Rapid Rewards® Priority Credit Card — $229, open to new applicants
- Southwest Rapid Rewards® Premier Credit Card — $149, open to new applicants