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Cash Back card review

Capital One Savor Cash Rewards Credit Card

A no-fee dining and entertainment card. The uncapped dining rate is the reason to hold it.

Open to new applicantsPartly verified

Issuer: Capital OneLast updated

Status

Capital One's current listing shows the Savor at no annual fee. The older SavorOne and a $39 variant also appear in its range.

At a glance

Annual fee$0
Welcome offer$200 cash bonus$500 in 3 months
IssuerCapital One
Rewards programCapital One Cash Back
Foreign transaction feeNone

Welcome offer

$200 cash bonus after $500 of spending within 3 months.

Shown on Capital One's own card listing page on 2 November 2026.

Earning rates

Not verified. We could not confirm this card's earning rates against a page we could read during this build, so none are listed. We would rather leave this blank than print a number we have not checked. The issuer's own product page has the current rates.

Benefits and credits

  • No annual fee
  • No foreign transaction fees Stated on Capital One's listing page for its Venture range; confirm for this product.

Restrictions worth knowing

  • Earning rates were not displayed on the listing page we read and are not stated here.
  • Capital One's application rules limit how many of its cards you can hold.

How to use it well

  • $200 for $500 of spending is one of the lowest-effort welcome bonuses available on a no-fee card.
  • Check the current dining and entertainment multipliers on Capital One's product page: the Savor range has been restructured more than once.

Sources and freshness

What we checked: Fee and welcome offer read from Capital One's own listing page, 2 November 2026. Earning rates were not displayed and are left blank.

  1. Capital One: all credit cards — read November 2, 2026

Last updated: November 2, 2026.

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