Cash Back card review
Capital One Quicksilver Cash Rewards Credit Card
Flat-rate cash back with no foreign transaction fee, which makes it a reasonable travel companion despite being a cash-back card.
Open to new applicantsPartly verified
At a glance
Annual fee$0
Welcome offer$200 cash bonus$500 in 3 months
IssuerCapital One
Rewards programCapital One Cash Back
Foreign transaction feeNone
Welcome offer
$200 cash bonus after $500 of spending within 3 months.
Shown on Capital One's own card listing page on 2 November 2026.
Earning rates
| Rate | On | Cap or condition |
|---|---|---|
| 1.5% | Every purchase | Longstanding published rate; not re-confirmed on the listing page. |
| Higher | Eligible Capital One Travel bookings | No cap stated |
Benefits and credits
- No annual fee
- No foreign transaction fees
Restrictions worth knowing
- 1.5% is below the 2% available from flat-rate competitors.
- Capital One's application rules apply.
How to use it well
- The no-foreign-fee combination with no annual fee makes it a sensible card to carry abroad as a backup.
- For domestic general spending, a flat 2% card returns a third more.
Sources and freshness
What we checked: Fee and welcome offer read from Capital One's own listing page, 2 November 2026. The 1.5% rate is the card's longstanding published rate and was not re-confirmed.
- Capital One: all credit cards — read November 2, 2026
Last updated: November 2, 2026.
Other Capital One cards
- Capital One Savor Cash Rewards Credit Card — $0, open to new applicants
- Capital One Venture X Rewards Credit Card — $395, open to new applicants
- Capital One Venture Rewards Credit Card — $95, open to new applicants
- Capital One VentureOne Rewards Credit Card — $0, open to new applicants