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Airline card review

Atmos™ Rewards Ascent Visa Signature® card

The everyday Atmos card. The Companion Fare is the benefit people actually renew for.

Open to new applicantsVerified on issuer pages

Issuer: Bank of AmericaLast updated

Status

Formerly the Alaska Airlines Visa Signature card.

At a glance

Annual fee$95
Welcome offer50,000 bonus points$1,500 in 90 days
IssuerBank of America
Rewards programAtmos Rewards
Foreign transaction feeNone

Welcome offer

50,000 bonus points after $1,500 of spending within 90 days.

Bank of America's own card listing page showed 50,000 points after $1,500 in 90 days on 2 November 2026 and labeled it a limited-time online offer. Third-party trackers have reported 80,000-point versions with higher spend. Offers differ by channel, so confirm what your application shows.

Offers vary. Welcome offers on this card can differ by applicant, by referral and by the link you apply through. The figure above is what our source showed on the date given, not a guarantee of what you will be offered.

Earning rates

Earning rates and caps as recorded on November 2, 2026.
RateOnCap or condition
3xEligible Alaska and Hawaiian purchasesStated in Alaska's own program announcement for eligible Atmos Rewards Visa cardholders.

Benefits and credits

  • Companion Fare Alaska's program materials describe a $99 Companion Fare for eligible Atmos Rewards Visa cardholders.
  • Free checked bag For eligible Atmos Rewards Visa cardholders.
  • No foreign transaction fees Stated on Bank of America's own card listing page.

Restrictions worth knowing

  • Bank of America applies its 2/3/4 rule to the Atmos cards.
  • Welcome offer amounts vary noticeably between landing pages. Check the figure on the page you apply through.

How to use it well

  • The Companion Fare is the recurring benefit. If you fly Alaska or Hawaiian once a year with someone, it generally covers the $95.
  • Compare the Summit before applying: the extra fee buys lounge passes and status points, which only matter if you fly the airline often.

Sources and freshness

What we checked: Fee, welcome offer and no-foreign-fee status from Bank of America's own listing page, 2 November 2026. Companion Fare, free bag and 3x rate from Alaska's own program announcement the same day. Note the welcome offer conflict recorded above.

  1. Bank of America: credit cards — read November 2, 2026
  2. Alaska Airlines: Introducing Atmos Rewards — read November 2, 2026

Last updated: November 2, 2026.

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