World of Hyatt Credit Card
A $95 hotel card with a free Category 1–4 night each year, Discoverist status and 4x at Hyatt. Annual fee: $95. Welcome offer: Up to 60,000 points after $3,000 in purchases for 30,000 points, plus up to 30,000 more by earning 2x on up to $15,000 in the first 6 months in the first 3 and 6 months.
Welcome offer
| Offer | Up to 60,000 points |
|---|---|
| Spend requirement | $3,000 in purchases for 30,000 points, plus up to 30,000 more by earning 2x on up to $15,000 in the first 6 months |
| Time window | first 3 and 6 months |
| Expiration | No end date stated |
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Hyatt hotels and World of Hyatt Experiences | 4x | |
| Restaurants, direct airline tickets, local transit, fitness clubs | 2x | |
| Everything else | 1x |
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Annual free night | Category 1–4 | After anniversary; second night after $15,000 spend in a calendar year. |
| Tier-qualifying night credits | 5 per year + 2 per $5,000 | |
| DashPass | 12 months | Activate by 12/31/2027. |
Other benefits
- Discoverist status for the primary cardmember.
- Resort fees waived for the redeemed free night (not Residence Club).
Restrictions
- Free night is not valid at Miraval, Hyatt Zilara or Hyatt Ziva resorts, or on packages.
Strategies
- The free night is usually the whole value; check which Category 1–4 hotels are near you before applying.
Best categories: 4x at hyatt hotels and world of hyatt experiences; 2x at restaurants, direct airline tickets, local transit, fitness clubs.
Compare with: Marriott Bonvoy Brilliant® American Express® Card, Marriott Bonvoy Bevy™ American Express® Card, Marriott Bonvoy Bountiful® Credit Card, Marriott Bonvoy Boundless® Credit Card. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees, welcome offers and earning rates come from Chase's official card pages, fetched on Oct 27, 2026.
Last updated: . Verification status: checked against the sources above.