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Cash Back card review

U.S. Bank Cash+® Visa Signature® Card

You choose two 5% categories each quarter from a published list, which is more control than most rotating-category cards give you.

Open to new applicantsPartly verified

Issuer: U.S. BankLast updated

At a glance

Annual feeNot verifiedU.S. Bank's card listing page did not render the annual fee during this build. This card has historically carried no annual fee; confirm on the product page.
Welcome offer$200 cash back$1,000 in 90 days
IssuerU.S. Bank
Rewards programU.S. Bank Cash Back
Foreign transaction feeNot confirmed

Welcome offer

$200 cash back after $1,000 of spending within 90 days.

Shown on U.S. Bank's own card listing page on 2 November 2026. Requires approval plus eligible net purchases.

Earning rates

Not verified. We could not confirm this card's earning rates against a page we could read during this build, so none are listed. We would rather leave this blank than print a number we have not checked. The issuer's own product page has the current rates.

Benefits and credits

No benefits are listed here because we could not verify them during this build.

Restrictions worth knowing

  • Category selection is required each quarter. Miss it and you keep the previous selection or drop to the base rate.
  • Fee and earning rates were not confirmed during this build.

How to use it well

  • The ability to choose your own 5% categories beats a rotating calendar if your spending is predictable.
  • Set a quarterly reminder to re-select. This is the most common way people lose value on this card.

Sources and freshness

What we checked: Existence and welcome offer confirmed on U.S. Bank's own listing page, 2 November 2026. Fee and earning rates did not render and are left blank rather than estimated.

  1. U.S. Bank: credit cards — read November 2, 2026

Last updated: November 2, 2026.

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