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Travel Rewards card review

U.S. Bank Altitude® Reserve Visa Infinite® Card

Closed to new applicants since November 2024. Still notable for 3x on mobile wallet spending, which nothing else matches.

Closed to new applicantsPartly verified

Issuer: U.S. BankLast updated

Status

U.S. Bank stopped accepting new applications on 11 November 2024 and the card does not appear on its current card listing page. The bank has not formally announced a discontinuation, and applications could reopen. Existing cardholders have generally kept the card.

At a glance

Annual fee$400
Welcome offerNo public welcome offer
IssuerU.S. Bank
Rewards programU.S. Bank Altitude Rewards
Foreign transaction feeNone

Welcome offer

No public welcome offer.

Not open to new applications, so there is no current offer.

Earning rates

Earning rates and caps as recorded on November 2, 2026.
RateOnCap or condition
3xMobile wallet purchasesReported at $5,000 per month
3xTravel purchasesNo cap stated
1xEverything elseNo cap stated

Benefits and credits

  • 1.5 cents per point on travel redemptions Real-time mobile rewards redemption against travel purchases.
  • Lounge access Priority Pass Select, historically with a limited number of visits.

Restrictions worth knowing

  • Not open to new applicants.
  • The 3x mobile wallet rate has a reported monthly cap.
  • U.S. Bank added transfer partners for Altitude points in 2026; partner availability has changed since launch.

How to use it well

  • If you hold the card, the mobile wallet rate is still the reason to keep it: 3x on anything you can tap is hard to beat.
  • Existing holders have in some cases product-changed into it from an Altitude Go. Whether that still works is not something we can confirm.
  • For a currently available alternative, the Altitude Connect is the closest open U.S. Bank product.

Sources and freshness

What we checked: Closure date, fee and headline rates from Frequent Miler, read 2 November 2026. Absence from U.S. Bank's current card listing page checked the same day. Caps and lounge terms not confirmed on an issuer page.

Last updated: November 2, 2026.

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