Tool
Everyday Wallet Maximizer
Pick what you are about to buy and see which card in your wallet should pay for it.
Estimates, not cash. Points and miles have no fixed cash value. Everything this tool produces is arithmetic on the numbers you type and the assumptions listed below them. It is not a quote, not a valuation and not financial advice.
Use this card
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Assumptions and limitations
- Only cards with a verified earning rate in that category appear. If nothing appears, that is a gap in our data rather than a claim that no card earns well there.
- Selecting 'only cards I hold' reads the list saved by the Card Portfolio Dashboard in this browser.
- Caps are shown but not deducted. A 6% rate that has already hit its annual cap will still be ranked at 6% here.
- Point values are your assumption, not a market price.
- Category definitions are the issuer's, not the merchant's. A supermarket inside a superstore often does not code as a supermarket.