Airline card review
Spirit Airlines World Elite Mastercard®
Discontinued. Spirit ceased operations on 2 May 2026 and cardholders are being converted to a Bank of America cash-back card.
Status
Spirit Airlines stopped operating on 2 May 2026 and its credit cards are being wound down. Most cardholders are being moved to the Bank of America Customized Cash Rewards card; anyone who already holds the Unlimited Cash Rewards is moved to that card instead. Converted accounts carry no annual fee and no foreign transaction fee. Transition emails went out in mid-2026.
At a glance
Welcome offer
Not available.
The airline no longer operates and the card is being withdrawn.
Earning rates
Benefits and credits
No benefits are listed here because we could not verify them during this build.
Restrictions worth knowing
- The airline no longer operates, so airline-specific benefits have no value.
- Free Spirit points earned on the card are tied to a program whose airline has ceased operating. Check any correspondence from the issuer about what happens to balances.
How to use it well
- If you hold the card, read the conversion email carefully and confirm which Bank of America product you end up with.
- Converted accounts should carry no annual fee. If you are billed one, query it.
Sources and freshness
What we checked: Airline shutdown date, card wind-down and conversion target from Forbes Advisor, read 2 November 2026. No exact conversion date was published. Not confirmed on an issuer page.
- Forbes Advisor: Spirit credit cardholders moving to a Bank of America rewards card — read November 2, 2026
Last updated: November 2, 2026.
Other Spirit cards
- Free Spirit® Travel More Mastercard® — Not verified, discontinued