Standalone tool
Credit Card Optimization Tool
Every card in the AikJrk directory, filterable by category, issuer and annual fee, with
the benefits and earning rates we were able to verify for each one.
This file works offline. The card data, the styling and the code are all
inside this single HTML file. It needs no internet connection and does not depend on aikjrk.com. Because the
data is embedded, it will not update by itself: the figures below are a snapshot from November 2, 2026. Download a fresh
copy when you want current data.
Estimates, not cash. Points and miles have no fixed cash value. Offers vary
by applicant and by application channel. Confirm current terms on the issuer's own page before applying.
Cards whose earning rates we could not verify show no rates, which is a gap in our research rather than a
statement that the card earns nothing.